Renewal/Enhancement of Credit Facilities

• We handle the coordination between the customer and the bank to ensure timely availability of funds and facilities.
• Our team negotiates pricing to secure the best return on investment (ROI) or fee structure that aligns with the customer’s risk profile.

Forex & Trade Transactions

• Forex Transaction Advisory: We provide expert guidance on suitable hedging policies and hedging tools to manage foreign exchange risks effectively.
• Payment & Collection Advisory: We ensure that our clients receive the best services in various domains, including payment and collection, forex, letters of credit (LC), bank guarantees (BG), etc.

Detection of Overcharging

• We conduct regular scrutiny to identify any instances of overcharging by the bank, such as penal interest, higher ROI, hidden bank charges, etc.
• Our team works to rectify these issues and ensure fair and transparent banking practices.

Removal of Predatory Clauses

• We negotiate with the bank to remove any clauses that may be detrimental to the customer, such as prepayment penalties or penal charges.
• Our aim is to create a fair and balanced banking arrangement that benefits our clients.

Enabling Banking Compliances

• We assist in the preparation of compliance calendars and ensure timely adherence to regulatory requirements.
• Our team coordinates with both the customer and the bank to fulfill periodic stock statements, financial feasibility reports (FFRs), audits, inspections, covenants, etc.
• We address any observations raised during stock audits or internal bank audits and facilitate their resolution.
• We engage in regular discussions with the bank to address any pending compliance issues.

Misc. Banking Issues/Best Services

• We handle miscellaneous banking issues that may arise, including service-related matters.
• We ensure that our clients have adequate insurance coverage at competitive costs, adhering to industry standards and the capabilities of the bank.

Financial Planning

• Our experts assist in balance sheet planning and provide periodic monitoring to support effective financial management.

Feedback System

• A dedicated relationship manager (RM), supported by banking experts, handles day-to-day interactions and addresses any issues that may arise.
• We maintain a periodic feedback mechanism to ensure a balance between expectations and results, continuously striving for improvement.